Tag: Taiwan

FICO and self

For a small fee, we can take a look of our credit worthiness.

But it takes a long time to realize  self-worthiness.

None among us has the future vantage point to look backward.

We often hear about the magic power of MLM. In good times, yes.

In bad times, those multi “levels” quickly become weakest links.

Big banks and big boys have faced Inquisition of their own.

Even when interest rates nearing zero, the engine still refuses to crank up.

It seems as if the confidence game itself can use a reboot.

The Asian tigers found their FDI level decline.

Now the Fed got money printer’s jam, and China refuses to extend credits (so much for country’s FICO).

Meanwhile, people in places like Singapore can’t get enough “satisfaction”. They are on shopping steroid (and smoke).

I can feel the energy of commerce.

But not at the gym.

People just punch in and go through their motion.

Even Todai dropped its all-you-can-eat prices.

So my recommendation (to myself as well) is to reboot our self-confidence and rebuild our FICO scores.

One step at a time. Until we got wings on our back and feel the sun in our face, “fly robin fly”. Just make sure those wings are not made of wax. All along, remind ourselves that we are worth more than our FICO scores, the same way we love our kids not because they bring home an A+ from school.

butterfly in the sky

Amidst traffic and smog, a black/yellow butterfly dances its way through the intersection, bouncing from motor bike to motor bike.

I shouldn’t have paid too much attention to the creature. I need to worry about my safety. But it struck me as odd.

All concrete in the city with only few trees left in old Saigon. Yet we saw a rare beauty. Just like Nha Trang, south of China Beach, where Miss World took place.

But I can’t pass on learning from this creature, whose primal instinct is to survive.

Human beings instead took their own lives (in this recession, it happens a lot). Or like a Vietnamese student studying in Singapore, on her boyfriend’s support. When the well runs dry, she committed suicide and found dead in her closet (her love story and financial support ironically have been well hidden, a closeted affair).

And the Fashion TV channel keeps unveiling many thin couture, very chic.

So, the co-existence of what’s ugly and what’s beautiful, what’s shameful and what’s honorable is a norm.

The Prime Minister of Singapore, on the country’s birthday celebration, touches on this issue: many conflicting interests.

One of his solutions is to allow immigrant workers, unlike Japan who opted for automation over immigration.

Meanwhile, in Vietnam, tourists’ expectations are varied.  Many are from China, Taiwan, Japan, Korea and Singapore. Hence, inter-regional business interests arise naturally due to proximity. Reverse tourist flow has also been on the rise. One of these days, the imbalance in trade and tourism will find its equilibrium, and incidents such as dorm-room closet suicide will be a rarity. For now, going abroad to nearby countries,  to study, to settle and to sight-see have been and will be a boost to the ego: look at me, I have it made. Let’s book that regional flight and shop til we drop. Long live luxury goods and those can afford them. High living and up-stairs living. The once-colonies now turn new crops of shopper colonialists.

Who gives a damn about wolves in Mongolia, or butterflies in Dalat? Just cut down those trees and make ways for the flow of goods made else where to come and conquer. The shoppers are invited foreign elements in. No need for Trojan horse.

Even butterfly wants to swing out of the congested situation, much less the nouveaux riches who never seem to run out of options to shop.

 

Saigon in motion

A couch floats down the river right pass Bong Bridge a while ago.

As of this edit, there was a “hot” clip about police trying to stop a girl from jumping to her death on another bridge.

Vietnam still has to battle with forces of nature, (typhoon Utor) and economic pressures  (bad debt).

Here, before the rain stops, people already start moving.

A poncho, two people. Total trust. You drive, I ride.

Street vendors spread out merchandise on tarp, just to wrap them up five minutes later.

The lucky few zoomed by on Toyota Runner or Lexus.

Progress by osmosis.

Henry Ford reincarnated will be happy to find this land where automobile market has yet been saturated

Despite, people have managed to move about efficiently and effortlessly on two, not four wheels, defying all odds.

High rises are up. So are bridges in the city.

People are in constant motion, on Mobil phones and motor bikes.

People honk at every hour of the day.

(Unlike in the States, honking would invite road rage.)

I get to call on a few ICT companies. I found the work force young, intelligent and responsive. The marks of top students (learning), and soon becoming top workers (unlearning).

Post-war baby boomers grow up with no legacy.

Order a beer, shoot the breeze and hop on the bike.

Competition is tough at all level i.e. entry-level workers, mid-level manager, small companies and mid-size ones. Meanwhile, the nation itself strives to become the next Malaysia and Indonesia. If failed, or not trying hard enough, caught in “Middle-Income trap”.

So, back to two wheels, while the rest of the world on four.

As long as things and people are in motion. A couch that floats and a girl who tries to jump. Keep moving. Keep fighting gravity and inertia. Keep up with progress. Endure the pain to surely gain.

I am not here for solitude and reflection. I am here to move with the flow.

Just to survive. And the fade out music today is “rain and tears….”

More from Saigon on my next blog. Got to hop on a “xe om” to fight traffic.